TT Finansman

TT Finansman | TT Investor Relations

Year of Establishment: 2022

Business Segment: Commercial Financing

Türk Telekom Share: 100%

Web Site: https://turktelekomfinansal.com/​​​​

Türk Telekom established TT Finansman A.Ş. in 2022 to diversify its services by offering loans and financial support to its subscribers

The convenience of shopping and accessing to financing in one transaction through a single point has significantly supported the worldwide growth of consumer financing. In our country, consumer finance companies, which offer fast and flexible financing opportunities to consumers at sales points, have rapidly become key actors in the ecosystem. In addition to consumer financing, collaborations with vendors also enable the sector to grow and increase its access to financing.

Adopting a holistic service focus, Türk Telekom established TT Finansman A.Ş. in 2022 in order to diversify its services by providing financing support to its subscribers. TT Finansman A.Ş. obtained an operating license from the BRSA in the first days of 2023.

Providing Financial Support to Our Subscribers

As of 2025, we have completed the exclusive dealer distribution process for our TT Finansman and TT Mobil customers and provided product financing to Türk Telekom Finansal customers across 634 Türk Telekom dealers, offering over 300 different smartphone, tablet, and accessories. In the coming periods, we aim to include semi-exclusive dealers as well.

We achieved many important milestones with our activities in 2025:

  • Over 1.6 billion TL in loans granted
  • Strong growth compared to 2024, with a threefold increase in loans granted
  • High loan approval rate
  • Non-performing loan ratio below the industry average
  • Financing support also provided to TT Mobil’s new customers

The expansion of our dealer network and the implementation of strategies to ensure high credit approval rates also contributed to the growth in credit volume in 2025. TT Finansman offered personalized financial solutions based on customer analyses conducted by integrating our company’s comprehensive subscriber data with financial sector data. We plan to expand this successful model in 2026 and offer it to different customer groups.